Finance Pack
Insights
Short, practical notes for owners on cash, reporting and the bank.
Profitable on paper, short of cash: where the money went
Your P&L shows a profit but the bank balance fell. A worked example of where the cash goes, the four numbers to check every month, and what to fix first.
Read →How to build a 13-week cash forecast
A step-by-step guide to the 13-week cash forecast: opening balance, receipts, payments, known one-offs and three scenarios, so you see a cash squeeze weeks before it hits.
Read →What a bank looks at before it lends to your company
What lenders usually ask for, the ratios they calculate (current ratio, gearing, debt service cover, interest cover), and the mistakes that slow approval.
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